A home loan is a type of loan in which the value of the house to be purchased after the agreement of the buyer and seller is found by the a...
A home loan is a type of loan in which the value of the house to be purchased after the agreement of the buyer and seller is found by the appraisal report and given by the bank at this value and is usually used for 5 to 30 years at fixed loan rates. If you have requested this type of loan from banks with a certain maturity, we can call it a home loan application. A mortgage loan, the value of which is determined by the expert report, is 80% of the total cost of the housing to be purchased. This rate is the amount that will be given to you by the bank. For buildings with high energy savings, the BRSA has increased this rate to 90%.
A house taken out on a mortgage loan is secured by a bank. The reason for securing it is possible failures in paying back the loan debt, natural disasters, theft, etc. it can be sorted as follows.
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What to Do When Applying for a Mortgage Loan |
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